Writing from Bulga Finance
Markets. Money. Policy.
Weekly market notes, plain-language explainers on how money behaves, and longer features on capital and policy in Nigeria and abroad.
Mondays: Moving Markets✱Fridays: How Money Actually Behaves✱Features as they are ready
Features
Capacity, Not Volume
Three economies. Two directions for Nigeria.
6 November 20263 min read
Feature
Canada, the UK and Japan, and why Nigeria sits on both sides of the ledger.
Markets
Moving Markets
Week of 4 to 8 October
8 October 20263 min read
Moving Markets
SpaceX borrows for chips, the euro hits a 17-month low, Samsung prints $80bn and Nigeria’s bill demand cools.

Money
Your First Budget Will Fail.
Here Is Why That Is Not the Problem.
13 February 20262 min read
How Money Actually Behaves
A budget is a plan built on assumptions. The gap between the plan and reality is a design gap, not a discipline gap.